/* IB white-label websites (rendered by src/sitekit.js). Theme values come from the page's :root variables:
   --p/--a primary/accent, --on-p/--on-a readable text on them, --bg/--bg2/--fg/--muted/--line/--card surface colours,
   --font/--hfont body/heading fonts, --rad corner radius. Layout variants: body.l-partner | l-modern | l-minimal |
   l-dark | l-corporate. No scripts: the mobile menu is a checkbox toggle and FAQ items use <details>. */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { margin: 0; background: var(--bg); color: var(--fg); font: 16px/1.6 var(--font); -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--p); text-underline-offset: 2px; }
.m-dark a { color: color-mix(in srgb, var(--p) 70%, #fff); }
h1, h2, h3 { font-family: var(--hfont); line-height: 1.15; margin: 0 0 .5em; letter-spacing: -.01em; }
h1 { font-size: clamp(2rem, 4.6vw, 3.4rem); font-weight: 800; }
h2 { font-size: clamp(1.5rem, 3vw, 2.25rem); font-weight: 750; }
h3 { font-size: 1.12rem; font-weight: 700; }
p { margin: 0 0 1em; }
ul { margin: 0 0 1em; padding-left: 1.2em; }
.muted { color: var(--muted); }
.small { font-size: .85rem; }
.center { text-align: center; }
.wrap { width: 100%; max-width: 1160px; margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 780px; }
.ic { width: 24px; height: 24px; flex: none; }

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 13px 24px; border-radius: var(--rad); font: 600 1rem/1.2 var(--font); text-decoration: none; border: 2px solid transparent; cursor: pointer; transition: transform .15s, box-shadow .15s, background .15s; }
.btn:hover { transform: translateY(-1px); }
.btn:focus-visible, a:focus-visible, summary:focus-visible, input:focus-visible, textarea:focus-visible { outline: 3px solid color-mix(in srgb, var(--p) 45%, transparent); outline-offset: 2px; }
.btn-sm { padding: 9px 16px; font-size: .92rem; }
.b-p { background: var(--p); color: var(--on-p, #fff) !important; box-shadow: 0 6px 18px -8px color-mix(in srgb, var(--p) 70%, transparent); }
.b-s { background: transparent; color: var(--fg) !important; border-color: var(--line); }
.b-inv { background: var(--on-p, #fff); color: var(--p) !important; }
.b-ghost { background: transparent; color: var(--on-p, #fff) !important; border-color: color-mix(in srgb, var(--on-p, #fff) 50%, transparent); }
.btn-outline .b-p { background: transparent; color: var(--p) !important; border-color: var(--p); box-shadow: none; }
.btn-pill .btn { border-radius: 999px; }
.acts { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 26px; }
.acts.center { justify-content: center; }

/* header */
.s-head { position: sticky; top: 0; z-index: 10; background: color-mix(in srgb, var(--bg) 88%, transparent); backdrop-filter: saturate(1.4) blur(10px); border-bottom: 1px solid var(--line); }
.s-head-in { display: flex; align-items: center; gap: 20px; min-height: 68px; }
.s-brand { display: flex; align-items: center; gap: 10px; color: var(--fg) !important; text-decoration: none; font: 800 1.15rem/1 var(--hfont); }
.s-brand .logo { height: 38px; width: auto; max-width: 180px; object-fit: contain; }
.s-brand .mono { width: 36px; height: 36px; border-radius: calc(var(--rad) * .8); display: grid; place-items: center; background: var(--p); color: var(--on-p, #fff); font-size: 1.05rem; }
.s-nav { margin-left: auto; display: flex; align-items: center; gap: 22px; }
.s-nav a { white-space: nowrap; }
.s-nav a:not(.btn) { color: var(--fg); text-decoration: none; font-weight: 500; font-size: .95rem; opacity: .85; }
.s-nav a:not(.btn):hover { opacity: 1; color: var(--p); }
.s-nav-t { position: absolute; opacity: 0; pointer-events: none; }
.s-burger { display: none; margin-left: auto; width: 42px; height: 42px; padding: 11px 9px; cursor: pointer; border-radius: 8px; }
.s-burger i { display: block; height: 2px; background: var(--fg); margin: 4px 0; border-radius: 2px; }
@media (max-width: 860px) {
  .s-burger { display: block; }
  .s-nav { display: none; position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; align-items: stretch; gap: 0; padding: 10px 20px 20px; background: var(--bg); border-bottom: 1px solid var(--line); box-shadow: 0 20px 30px -20px rgba(0,0,0,.3); }
  .s-nav a:not(.btn) { padding: 12px 0; border-bottom: 1px solid var(--line); }
  .s-nav .btn { margin-top: 14px; }
  .s-nav-t:checked ~ .s-nav { display: flex; }
}

/* sections */
.blk { padding: 84px 0; }
.blk + .blk { padding-top: 0; }
.s-title { margin-bottom: 18px; }
.intro { color: var(--muted); font-size: 1.08rem; max-width: 720px; margin-bottom: 34px; }
.center .intro, .narrow .intro { margin-left: auto; margin-right: auto; }
.prose { font-size: 1.05rem; }

.hero { padding: 88px 0 80px; background: radial-gradient(1200px 500px at 85% -10%, color-mix(in srgb, var(--p) 16%, transparent), transparent 60%), var(--bg); }
.hero + .blk { padding-top: 84px; }
.hero-in { display: grid; gap: 48px; align-items: center; }
.hero.has-img .hero-in { grid-template-columns: 1.05fr .95fr; }
.eyebrow { display: inline-block; font-size: .8rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--p); background: color-mix(in srgb, var(--p) 10%, transparent); padding: 6px 12px; border-radius: 999px; margin-bottom: 18px; }
.lead { font-size: 1.18rem; color: var(--muted); max-width: 640px; }
.lead p:last-child { margin: 0; }
.points { list-style: none; padding: 0; margin: 28px 0 0; display: flex; flex-wrap: wrap; gap: 10px 22px; }
.points li { display: flex; align-items: center; gap: 8px; font-weight: 500; font-size: .95rem; }
.points .ic { width: 20px; height: 20px; color: var(--p); }
.hero-img img, .split-img img { width: 100%; border-radius: calc(var(--rad) * 1.6); }

.grid { display: grid; gap: 20px; }
.g2 { grid-template-columns: repeat(2, 1fr); }
.g3 { grid-template-columns: repeat(3, 1fr); }
.card { background: var(--card); border: 1px solid var(--line); border-radius: calc(var(--rad) * 1.3); padding: 28px; }
.card p:last-child { margin: 0; }
.card .ic { color: var(--p); width: 30px; height: 30px; margin-bottom: 16px; }
.features .card p, .quote blockquote { color: var(--muted); }

.steplist { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 22px; counter-reset: s; }
.steplist li { display: flex; gap: 16px; align-items: flex-start; }
.steplist .num { flex: none; width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; font: 800 1.1rem/1 var(--hfont); background: var(--p); color: var(--on-p, #fff); }
.steplist p { color: var(--muted); margin: 0; }

.stats { padding: 0 0 84px; }
.statrow { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: calc(var(--rad) * 1.3); overflow: hidden; }
.stat { background: var(--card); padding: 26px 22px; text-align: center; }
.stat .v { font: 800 2rem/1.1 var(--hfont); color: var(--p); }
.stat .l { color: var(--muted); font-size: .92rem; margin-top: 6px; }

.split-in { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.img-left .split-img { order: -1; }

.quote { margin: 0; display: flex; flex-direction: column; justify-content: space-between; }
.quote blockquote { margin: 0 0 18px; font-size: 1.02rem; }
.quote figcaption b { display: block; }
.quote figcaption span { color: var(--muted); font-size: .9rem; }

.faq details { border-bottom: 1px solid var(--line); padding: 4px 0; }
.faq summary { cursor: pointer; list-style: none; padding: 16px 36px 16px 0; font-weight: 650; font-size: 1.05rem; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ''; position: absolute; right: 6px; top: 50%; width: 10px; height: 10px; border-right: 2px solid var(--muted); border-bottom: 2px solid var(--muted); transform: translateY(-70%) rotate(45deg); transition: transform .2s; }
.faq details[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
.faq .ans { color: var(--muted); padding: 0 0 16px; }

.ctabox { background: linear-gradient(135deg, var(--p), color-mix(in srgb, var(--p) 65%, var(--a))); color: var(--on-p, #fff); border-radius: calc(var(--rad) * 2); padding: 56px 32px; text-align: center; }
.ctabox .s-title { color: inherit; }
.ctabox p { opacity: .9; max-width: 620px; margin-left: auto; margin-right: auto; }
.ctabox a:not(.btn) { color: inherit; }

.leadform { display: grid; grid-template-columns: 1fr 1fr; gap: 14px 16px; background: var(--card); border: 1px solid var(--line); border-radius: calc(var(--rad) * 1.3); padding: 28px; }
.leadform label { display: flex; flex-direction: column; gap: 6px; font-size: .9rem; font-weight: 600; }
.leadform .full { grid-column: 1 / -1; }
.leadform input, .leadform textarea { font: 1rem var(--font); padding: 12px 14px; border: 1px solid var(--line); border-radius: calc(var(--rad) * .7); background: var(--bg); color: var(--fg); width: 100%; }
.leadform .hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.consent { font-size: .82rem; color: var(--muted); margin: 0; }
.flash { padding: 16px 18px; border-radius: var(--rad); font-weight: 600; margin-bottom: 16px; }
.flash.ok { background: color-mix(in srgb, #16a34a 14%, var(--bg)); color: color-mix(in srgb, #16a34a 75%, var(--fg)); }
.flash.bad { background: color-mix(in srgb, #dc2626 12%, var(--bg)); color: color-mix(in srgb, #dc2626 80%, var(--fg)); }

.contact-rows { display: grid; gap: 12px; margin-bottom: 18px; }
.crow { display: flex; align-items: center; gap: 12px; }
.crow .ic { color: var(--p); }
.socials { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 6px; }
.socials a { font-size: .88rem; font-weight: 600; text-decoration: none; padding: 7px 14px; border: 1px solid var(--line); border-radius: 999px; color: var(--fg); }
.socials a:hover { border-color: var(--p); color: var(--p); }

/* footer */
.s-foot { border-top: 1px solid var(--line); background: var(--bg2); padding: 48px 0 36px; font-size: .92rem; margin-top: 40px; }
.s-foot-top { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 24px; margin-bottom: 26px; }
.s-foot-c { display: flex; flex-direction: column; gap: 8px; align-items: flex-start; }
.s-foot-c a { color: var(--fg); text-decoration: none; }
.disclosure, .risk { color: var(--muted); font-size: .82rem; max-width: 900px; }
.risk { border-left: 3px solid var(--a); padding-left: 12px; }

/* ---------- layout: professional partner (default look above) ---------- */
.l-partner .hero h1 { max-width: 15ch; }
.l-partner .features .card { box-shadow: 0 1px 2px rgba(15,23,40,.04), 0 12px 32px -18px rgba(15,23,40,.18); border-color: transparent; }
.l-partner .features { background: var(--bg2); padding: 84px 0; }
.l-partner .stats + .features { padding-top: 84px; }
.l-partner .features + .blk { padding-top: 84px; }

/* ---------- layout: modern financial services ---------- */
.l-modern .hero { text-align: center; padding: 110px 0 96px; background: radial-gradient(800px 400px at 20% 0%, color-mix(in srgb, var(--p) 22%, transparent), transparent 70%), radial-gradient(700px 380px at 90% 20%, color-mix(in srgb, var(--a) 18%, transparent), transparent 70%), var(--bg); }
.l-modern .hero .lead, .l-modern .hero h1 { margin-left: auto; margin-right: auto; max-width: 820px; }
.l-modern .hero .acts, .l-modern .points { justify-content: center; }
.l-modern .hero.has-img .hero-in { grid-template-columns: 1fr; }
.l-modern .s-title, .l-modern .features .intro, .l-modern .steps .intro { text-align: center; margin-left: auto; margin-right: auto; }
.l-modern .card { background: color-mix(in srgb, var(--card) 80%, var(--p) 4%); border-color: color-mix(in srgb, var(--line) 70%, var(--p) 12%); }
.l-modern .features .card .ic { background: color-mix(in srgb, var(--p) 12%, transparent); padding: 10px; width: 50px; height: 50px; border-radius: 14px; }
.l-modern .steplist .num { background: linear-gradient(135deg, var(--p), var(--a)); }

/* ---------- layout: minimalist lead generation ---------- */
.l-minimal .s-head { position: static; background: var(--bg); }
.l-minimal .s-nav a:not(.btn):not(.s-login) { display: none; }
.l-minimal .wrap { max-width: 900px; }
.l-minimal .hero { background: var(--bg); padding: 96px 0 48px; }
.l-minimal .hero h1 { font-size: clamp(2.2rem, 5.4vw, 3.8rem); letter-spacing: -.025em; }
.l-minimal .hero .hero-in { grid-template-columns: 1fr !important; }
.l-minimal .blk { padding: 56px 0; }
.l-minimal .blk + .blk { padding-top: 0; }
.l-minimal .card { border: 0; border-top: 2px solid var(--fg); border-radius: 0; padding: 20px 0 0; background: transparent; }
.l-minimal .lead.blk .leadform, .l-minimal .leadform { border-width: 2px; border-color: var(--fg); }
.l-minimal .s-foot { background: var(--bg); }
.notice main { min-height: 70vh; display: grid; align-items: center; }

/* ---------- layout: premium dark ---------- */
.l-dark .hero { padding: 104px 0 96px; background: radial-gradient(900px 500px at 80% 0%, color-mix(in srgb, var(--p) 18%, transparent), transparent 65%), radial-gradient(600px 400px at 0% 100%, color-mix(in srgb, var(--a) 12%, transparent), transparent 70%), var(--bg); }
.l-dark .eyebrow { background: transparent; border: 1px solid color-mix(in srgb, var(--p) 50%, transparent); }
.l-dark h1, .l-dark h2 { letter-spacing: -.02em; }
.l-dark .hero h1 { background: linear-gradient(180deg, var(--fg), color-mix(in srgb, var(--fg) 65%, var(--p))); -webkit-background-clip: text; background-clip: text; color: transparent; }
.l-dark .card { background: linear-gradient(180deg, color-mix(in srgb, var(--card) 92%, var(--p)), var(--card)); border-color: color-mix(in srgb, var(--line) 60%, var(--p) 25%); }
.l-dark .stat .v { color: var(--p); text-shadow: 0 0 28px color-mix(in srgb, var(--p) 45%, transparent); }
.l-dark .hero-img img, .l-dark .split-img img { box-shadow: 0 30px 80px -30px color-mix(in srgb, var(--p) 40%, transparent); }
.l-dark .s-foot { background: #070a10; }

/* ---------- layout: corporate ---------- */
.l-corporate .s-head { background: var(--p); border: 0; }
.l-corporate .s-head .s-brand, .l-corporate .s-nav a:not(.btn) { color: var(--on-p, #fff) !important; }
.l-corporate .s-head .s-brand .mono { background: var(--a); color: var(--on-a, #fff); }
.l-corporate .s-head .b-p { background: var(--a); color: var(--on-a, #fff) !important; }
.l-corporate .s-burger i { background: var(--on-p, #fff); }
@media (max-width: 860px) { .l-corporate .s-nav { background: var(--p); } .l-corporate .s-nav a:not(.btn) { border-color: color-mix(in srgb, var(--on-p, #fff) 20%, transparent); } }
.l-corporate .hero { background: linear-gradient(180deg, color-mix(in srgb, var(--p) 6%, var(--bg)), var(--bg)); border-bottom: 1px solid var(--line); }
.l-corporate .eyebrow { background: none; padding: 0; border-radius: 0; color: var(--a); border-bottom: 2px solid var(--a); }
.l-corporate h2.s-title::after { content: ''; display: block; width: 56px; height: 3px; background: var(--a); margin-top: 14px; }
.l-corporate .center h2.s-title::after, .l-corporate .ctabox h2.s-title::after { margin-left: auto; margin-right: auto; }
.l-corporate .card { border-radius: var(--rad); border-top: 3px solid var(--p); }
.l-corporate .ctabox { border-radius: var(--rad); background: var(--p); }
.l-corporate .s-foot { background: var(--p); color: color-mix(in srgb, var(--on-p, #fff) 80%, transparent); border: 0; }
.l-corporate .s-foot .s-brand, .l-corporate .s-foot a { color: var(--on-p, #fff) !important; }
.l-corporate .s-foot .muted, .l-corporate .s-foot .disclosure, .l-corporate .s-foot .risk { color: color-mix(in srgb, var(--on-p, #fff) 72%, transparent); }
.l-corporate .s-foot .socials a { border-color: color-mix(in srgb, var(--on-p, #fff) 35%, transparent); }

/* ---------- responsive ---------- */
@media (max-width: 960px) {
  .hero.has-img .hero-in, .split-in { grid-template-columns: 1fr; gap: 36px; }
  .img-left .split-img { order: 0; }
  .g3 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .blk, .l-partner .features { padding: 56px 0; }
  .hero, .l-modern .hero, .l-dark .hero { padding: 56px 0 52px; }
  .hero + .blk, .l-partner .features + .blk { padding-top: 56px; }
  .stats { padding-bottom: 56px; }
  .g2, .g3 { grid-template-columns: 1fr; }
  .leadform { grid-template-columns: 1fr; padding: 20px; }
  .card { padding: 22px; }
  .ctabox { padding: 40px 20px; }
  .acts .btn { flex: 1 1 auto; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .btn { transition: none; } }